Five Ways to Protect Against Medicare Scammers

by Natalie Stefan

In today’s world, where technology is everywhere, it can be difficult to tell if you’re falling victim to a scam. When it comes to your health, however, scams and fraud can have a serious impact on your peace of mind and overall well-being.

As we begin the New Year, here are some simple yet effective steps you can take to protect yourself from Medicare scams:

Stay Alert for Suspicious Activity
Be vigilant and trust your instincts. If something feels off, take a moment to assess the situation. Scammers often rely on pressure and urgency, so don’t hesitate to pause and question their motives.

Ask Questions and Seek Trusted Advice
If you’re ever uncertain, ask questions. Whether it’s about a phone call, email, or in-person interaction, probing deeper can help expose scammers. Consult with a trusted friend, family member, or advisor to get a second opinion.

Review Your Statements Regularly
Keep an eye on your Medicare Explanation of Benefits (EOB) and monthly statements. Regularly reviewing these documents ensures you catch any discrepancies or fraudulent activity early on.

Consult Your Doctor, Not Strangers
Scammers may try to convince you that they have your best interests at heart. However, your primary care doctor is the true expert when it comes to your health and care options. Always rely on them for medical advice.

Report Suspicious Activity
If you suspect you’ve encountered a scam, report it. Chances are, you’re not the only one. By reporting the issue, you help protect yourself and others in your community from potential fraud.

With so much information out there, knowing where to start can feel overwhelming. That’s where Medicare Info can help. They provide the resources and guidance you need to make informed decisions with confidence. 

Original Medicare vs. Medicare Advantage: Which Option is Best for You?

by Natalie Stefan

How to Choose the Right Medicare Plan for Your Needs

Are you confident you’re getting the right Medicare benefits? For reliable information and expert guidance, look no further than Medicare Info. Our team of insurance professionals, located across the U.S., is here to help you navigate the Medicare selection process. Let’s break down the two primary Medicare coverage options:

Original Medicare
This plan consists of Medicare Part A (hospital coverage) and Part B (medical coverage). With Original Medicare, you’ll be responsible for 20% of your medical bills, while Medicare covers the remaining 80%. However, there’s no cap on how much you might spend, leaving you vulnerable to high medical costs in emergencies or worst-case scenarios. If you need prescription drug coverage (Medicare Part D), you can also enroll in a separate Medicare Prescription Drug Plan.

Medicare Advantage Plans
Medicare Advantage (Part C) is a private insurance alternative that combines the benefits of Part A and Part B, along with additional coverage like prescription drugs, dental, vision, and hearing services. One of the biggest advantages of Medicare Advantage is its limit on out-of-pocket expenses, which helps protect you from unexpected, high medical bills.

Still unsure which plan is best for you?
Get in touch with a licensed insurance professional from Medicare Info today to explore your options and secure the coverage that fits your needs!