Many people your age wonder when the best time is to enroll in Medicare. At Medicare Info, we’re here to help you navigate the process and make the most informed decisions for your future.
The ideal time to enroll is around your 65th birthday. However, it’s important to give yourself ample time before then to ensure your Medicare coverage starts on time. We recommend enrolling about three months prior to your birthday. For example, if you enroll between January and March, your coverage will begin in April.
While the specifics of these dates may seem like a hassle, staying on top of them is far more beneficial than delaying your coverage. If you miss your initial enrollment period, you may face lengthy delays before your coverage begins. For instance, if you wait until April to enroll, you could face up to a 14-month wait for your coverage to take effect. In some cases, delaying enrollment may even result in a penalty.
However, if you’re still working after age 65 and have employer-sponsored coverage, postponing Medicare enrollment may be the right choice for you.
Have more questions? Our licensed insurance professionals at Medicare Info are here to help. We provide the information and resources you need to make confident, well-informed decisions. Connect with a Medicare specialist near you today!