Original Medicare vs. Medicare Advantage: Which Option is Best for You?

by Natalie Stefan

How to Choose the Right Medicare Plan for Your Needs

Are you confident you’re getting the right Medicare benefits? For reliable information and expert guidance, look no further than Medicare Info. Our team of insurance professionals, located across the U.S., is here to help you navigate the Medicare selection process. Let’s break down the two primary Medicare coverage options:

Original Medicare
This plan consists of Medicare Part A (hospital coverage) and Part B (medical coverage). With Original Medicare, you’ll be responsible for 20% of your medical bills, while Medicare covers the remaining 80%. However, there’s no cap on how much you might spend, leaving you vulnerable to high medical costs in emergencies or worst-case scenarios. If you need prescription drug coverage (Medicare Part D), you can also enroll in a separate Medicare Prescription Drug Plan.

Medicare Advantage Plans
Medicare Advantage (Part C) is a private insurance alternative that combines the benefits of Part A and Part B, along with additional coverage like prescription drugs, dental, vision, and hearing services. One of the biggest advantages of Medicare Advantage is its limit on out-of-pocket expenses, which helps protect you from unexpected, high medical bills.

Still unsure which plan is best for you?
Get in touch with a licensed insurance professional from Medicare Info today to explore your options and secure the coverage that fits your needs!

Explore Medicare Plans Here